function createPlaceholder(id,text,top,left){
top = top || 0;
left = left || 0;
var obj = $('#' + id)[0],
parent = obj.parentNode,
clickEvent = function(){
$(this).hide();
var target = this.nextSibling;
if( target.nodeName=='#text' )
{
target = target.nextSibling;
}
target.focus();
},
blurEvent = function(){
var value = $.trim(this.value);
if( value=='' )
{
$(div).show();
}
},
focusEvent = function(){
$(div).hide();
};
var div = document.createElement('div');
div.innerHTML = text;
$(div).css({position: 'absolute', top: top, left: left, color: "red"});
parent.insertBefore(div,obj);
$(div).click(clickEvent);
$(obj).blur(blurEvent);
$(obj).focus(focusEvent);
}