最精炼的Excel金额大写公式

=SUBSTITUTE(IF(-RMB(N19),TEXT(N19,";负")&TEXT(INT(ABS(N19)+0.5%),"[dbnum2]G/通用格式元;;")&TEXT(RIGHT(RMB(N19),2),"[>9][dbnum2]0角0分;"&IF(N19^2<1,,0)&"[>][dbnum2]0分;整"),),"零分","整")